Fleet Insurance SIR Programs
Save money on your fleet insurance by participating in our SIR programs.
Fleet Risk Management has been a leading expert in large fleet insurance for years and has the resources and long term partnerships in the industry for provision of customized coverage to your commercial fleet.
There are many liabilities associated with running large fleet trucking companies – one way to control your insurance costs is through self-insurance programs. Self insured retention, or SIR insurance, performs a similar function to a deductible in the sense that you can pay a portion of your loss. Your insurance policy will specify a certain dollar amount that must be reached when a claim is filed and once that amount has been met the policy will respond to the loss. While this sounds very similar to a deductible, they are different. One of the major differences between an SIR and a deductible is that your policy limit is built on top of an SIR while a deductible is included within the limit.
We understand that the concepts surrounding fleet SIR insurance are not cut and dry, but our team can help you effectively identify your needs and address any concerns you may have. Here at Fleet Risk Management we are staffed by a dedicated team of professionals committed to protecting the assets and facilitating the growth and profitability of our commercial trucking clients. Our account specialists are deliberate and intentional in providing fleet insurance and SIR expertise that will provide you with a competitive edge.
If your fleet trucking company is interested in risk sharing to reduce the cost of insurance, then self-insured retention is the way to go. For further details, please contact us today! Fleet Risk Management representatives are available by phone at 888-477-0964 or you can fill out the form on this page and we’ll be in touch shortly.