Physical Damage

shutterstock_10844440Physical damage trucking insurance covers damages to your vehicle.

For many truckers it would be impossible to come out of pocket with the amount of money it would take to repair or replace their truck after an accident. This is why it is so important to invest in an appropriate Physical Damage Policy.

Physical Damage is divided into two different sections:

  1. Collision – This includes any accidents where your truck hits another vehicle or object.
  2. Comprehensive – This includes any other damages your truck might face such as burglary, vandalism, or fire.

Tow bills today are high, often in excess of the value of the vehicle that is being recovered. While some clients may consider “self-insuring” a portion of their physical damage, the exposure to a large tow bill should be considered before doing so. Contact us to discuss ways to manage this important area of your potential risk.

Pricing for Physical Damage coverage is based on the Actual Cash Value and Stated Amount for your equipment. Give us a call today at 1 (866) 638-8277 or fill out the quote request form and let us help you.